Billing

My clients pay me directly for our sessions together. If desired, I can provide a superbill with proper coding for you to submit to your insurance company for reimbursement.

Out of network

I am not contracted directly with any insurance plans. While many insurance plans reimburse my clients for our therapy sessions, they do so at the "out of network" mental health provider rate. Because each insurance plan is unique, you will need to check with yours directly to determine what type of mental health coverage you have -- including types of providers and number of visits covered.

HSA’s

Many of my clients are able to pay for our sessions with their HSA cards directly - or by submitting their paid superbills for reimbursement - depending upon the plan (and card).  Again, coverage will entirely depend upon your plan.  It is good to discuss this with your plan administrator to determine coverage requirements.

Coverage guarantee

It is important to be aware that, while a representative at your insurance company will give you information over the phone, whatever they state will not constitute a guarantee of coverage. While this is frustrating, this is how they operate -- not just with mental health benefits, but in general.  

If health insurance coverage is essential for you to receive therapeutic support, the best thing to do is see a provider within your insurance network. Otherwise, if you’d like to work with me, you could have an initial session with me, then submit the superbill to your insurance company to see how reimbursement is processed before scheduling further sessions.